HomeOwnership Center

Overview

Through the collaboration of residents and business leaders, government and nonprofit partners, the Argenta NeighborWorks® HomeOwnership Center offers all of the services and training that customers need to shop for, purchase, rehabilitate, insure, maintain and manage a home and build your assets through financial education, affordable housing and individual development accounts. Below is a list of our services. You can download the brochure by clicking here.

Counseling and Education Programs

Individual Homeownership Counseling

The Argenta NeighborWorks® HomeOwnership center provides free one-on-one counseling for individuals interested in purchasing a home. We prepare you with all the tools you need to purchase your home. For more information, contact Katie Hughes at 501-374-0622 or khughes@argentacdc.org.

Homebuyer Education Classes

Our monthly scheduled eight-hour course will give you an in-depth review of the entire homebuying process from start to finish. Topics discussed include renting vs. owning, credit scores, an affordability assessment, the purchasing process, and closing information. In addition, you will be briefed on our array of services, from pre-purchase counseling and advising, foreclosure intervention, property rehabilitation, home improvement lending and more. During the class our various mortgage, real estate, title and insurance partners will give you an overview of each of their industries and the role they play in purchasing a home. After completion of the course, graduation certificates will be distributed that you can present to a lender or agency that requires you attend a homebuyer education class prior to releasing the loan or down payment assistance. The certificate is valid for one year. The classes are free. Click here for the complete schedule for 2008.  For more information, contact Katie Hughes at 501-374-0622 or khughes@argentacdc.org.

Keeping and Maintaining Your American Dream-Post Purchase Class

This free class serves the needs of new and long-time homeowners to help them be a more successful homeowner. Post-purchase courses to address common homeownership needs including home maintenance, disaster planning, budgeting, community involvement and foreclosure prevention. Individual counseling sessions are also available. For more information, contact Katie Hughes at 501-374-0622 or khughes@argentacdc.org. 

Community Outreach and Involvement 

In conjunction with partner companies, we present two and four- workshops about purchasing and maintaining a home, finding the best mortgage, understanding credit scores, finding a realtor, appraiser, foreclosure prevention and more throughout the community. We are also able to present at community events, neighborhood associations, conferences and more. Special presentations have been designed for churches and community centers, if you are interested in Argenta CDC presenting homebuyer workshops at your location, please contact Shanta Nunn-Baro at 501-374-0622 or sbaro@argentacdc.org.

Lunch Money-A Personal Finance Outreach Initiative for Employers and Employees

Our  NeighborWorks® America Homeownership center offers Lunch Money, a free brown bag series for employers and their employees. The hour long sessions, held weekly at the the employers' worksite for 4 weeks highlight the budgeting and savings, credit and debt management, homeownership and more. Employers if you would like to host a series - an excellent employee perk - contact Shanta Nunn-Baro at 501-374-0622 or sbaro@argentacdc.org. Download our brochure by clicking here.

Foreclosure Intervention and Prevention

If you are facing foreclosure, we encourage you to give us a call at 501-374-0622 to set up a free counseling session. Our HUD and NeighborWorks America trained counseling staff is here to help you find solutions. You can also contact 1- 888-995-HOPE, a national counseling service provided by the Homeownership Preservation Foundation. The sooner you call, the sooner you can regain your peace of mind. For more information, contact Katie Hughes at 501-374-0622 or khughes@argentacdc.org.

Creating and Sustaining Financial Health-A Financial Literacy Outreach for Adults

Come and change your financial future with this free two-hour, 5-week financial literacy course designed for adults.  If you have been considering changing your spending habits, increasing your wealth and securing your financial security, this class is designed for you. Interactive, fun and information packed, we encourage you to sign up today. Our next class will be held each Tuesday, March 3-31, 2009. Seating is limited. Call Shanta Nunn-Baro at 501-374-0622 for additional information or sbaro@argentacdc.org.

Asset Building Through Individual Development Accounts

This is a savings program for low to moderate income individuals that is matched with donated dollars.  Savings must be used for specific asset-building purchases or investment, such as to buy a home, pay for education, or to start a small business. Participants must attend the financial literacy series. Participation is limited. For additional information about the program, contact  Shanta Nunn-Baro at 501-374-0622 or sbaro@argentacdc.org.

Services

The Benefit Bank of Arkansas

The HOC serves as a host site for The Benefit Bank of Arkansas. This is a free internet-based, counselor-assisted service that helps low- to-moderate- income individuals and families access public benefits they may be eligible for including the Earned Income Tax Credit, children’s insurance, food stamps, Temporary Employment Assistance (TEA) and Medicaid. Simple tax preparation and voter registration services are also available. Call Shanta Nunn-Baro at 501-374-0622 for additional information or benefitbank@argentacdc.org.

Rehabilitation Loans

Limited rehabilitation loans are available to  residents living in designated areas of North Little Rock.  Applicants must have resided in the home for at least 12 months and have favorable credit. The maximum loan amount is $10,000. Contact Cathy Carlock at 501-374-0622 or ccarlock@argentacdc.org.

Downpayment Assistance Grants

The HOC has access to grants for qualified individuals seeking to purchase Argenta CDC newly constructed homes. Recipients must meet eligibility requirements. Funds are limited and grants are not always available. Contact Cathy Carlock at 501-374-0622 or ccarlock@argentacdc.org.

Loan Prospector Outreach

Our counselors use this online program from Freddie Mac to assess a potential homebuyer’s readiness to apply for a mortgage and assists the counselor by customizing  information that maximizes the client's pre-counseling process.

PowerPay Debt Management

This service  provides clients with a debt management plan that advises them on the best and most efficient way to pay down the debt. This is a companion to our individual counseling sessions for those who need a debt management plan.

 

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